NY Statutory Cancer Coverage

The New York State Volunteer Firefighter Enhanced Cancer Disability Benefits Act was designed to mirror the paid firefighter cancer disability law. As of January 1st, 2019, every fire department and company in the state of NY with eligible members must show proof of coverage. This is an unfunded, mandated law.

What Does It Provide?

  • Lump-Sum Upon Cancer Diagnoses
  • Total Disability Benefit – Paid Monthly
  • Lump-Sum Death Benefit

Eligibility Requirements

  • Five Years of Interior Firefighter Status
  • Five Years of Documented Fit Tests or other documentation capable of evidencing eligibility as outlined by the Office of Fire Prevention and Control
  • Physical Exam Prior to Commencement of Duties as an Active Volunteer Firefighter that does not reveal any cancer

Who’s Eligible?

  • Active: All active volunteer firefighters that meet the eligibility requirements listed above
  • Inactive: All formerly active volunteer firefighters who ceased active duty on or after 1/1/2019 and meet the eligibility requirements listed above

Available Enhancements & Endorsements*

All Cancer Coverage

In addition to the statutory cancer coverage required by New York State, we now offer blanket coverage for ANY cancer which can be added to an existing policy.

All Member Endorsement

Extending coverage to ALL members who are active volunteer firefighters, both interior and exterior, for the same per member cost. This endorsement is available for both the Statutory Cancer policy and the All Cancer policy.

*These optional coverages are available to add to an existing policy via our online application portal.

How Can I Purchase Coverage?

Using our simple online application, you can receive your policy in just a couple of minutes.

Additional Resources

NY Firefighter Census

Frequently Asked Questions

NYS General Municipality Law Section 205-CC