• NY Statutory Cancer Coverage

    The New York State Volunteer Firefighter Enhanced Cancer Disability Benefits Act was designed to mirror the paid firefighter cancer disability law. As of January 1st, 2019, every fire department and company in the state of NY with eligible members must show proof of coverage. This is an unfunded, mandated law.

    What Does It Provide?

    • Lump-Sum Upon Cancer Diagnoses
    • Total Disability Benefit – Paid Monthly
    • Lump-Sum Death Benefit

    Eligibility Requirements

    • Five Years of Interior Firefighter Status
    • Five Years of Documented Fit Tests or other documentation capable of evidencing eligibility as outlined by the Office of Fire Prevention and Control
    • Physical Exam Prior to Commencement of Duties as an Active Volunteer Firefighter that does not reveal any cancer

    Who’s Eligible?

    • Active: All active volunteer firefighters that meet the eligibility requirements listed above
    • Inactive: All formerly active volunteer firefighters who ceased active duty on or after 1/1/2019 and meet the eligibility requirements listed above

    Available Enhancements & Endorsements*

    All Cancer Coverage

    In addition to the statutory cancer coverage required by New York State, we now offer blanket coverage for ANY cancer which can be added to an existing policy.

    All Member Endorsement

    Extending coverage to ALL members who are active volunteer firefighters, both interior and exterior, for the same per member cost. This endorsement is available for both the Statutory Cancer policy and the All Cancer policy.

    *These optional coverages are available to add to an existing policy via our online application portal.

    How Can I Purchase Coverage?

    Using our simple online application, you can receive your policy in just a couple of minutes.

    Additional Resources

    NY Firefighter Census

    Frequently Asked Questions

    NYS General Municipality Law Section 205-CC

  • E-Learning


    E-Learning Copy

    Our E-Learning platform is available 24/7 to meet the needs of the student. These online courses are offered free of charge to our insureds. Additional classes are being developed on a regular basis, so check back often to see new opportunities.
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  • Our Programs


    Our Programs

    We offer some of the most comprehensive insurance coverages in the industry. Let us propose a customized insurance package for your organization.
  • Questions?



    Have questions about your policy, want more info on our programs or need to be put in touch with a local agent? Contact us today and we'll be glad to assist you!
  • Contact Us


    Contact Us



    67 Main St
    Cortland, NY13045