OUR FIVE-STEP PROCESS
Effective and efficient risk management can only be produced with good planning and a comprehensive process. Our process includes:
Risk assessment is accomplished by utilizing initial information, loss control surveys and a review of claims history.
Our professional staff reviews all evaluated items and select problem areas deemed important enough to be dealt with as soon as possible. They also point out lesser problems that can be resolved quickly and easily.
Through communication, we review the problems and suggested solutions with the client, determine problem priorities, and obtain common agreement on solutions.
We assist the client management with solution activities. These activities may range from providing information or products to actual training classes and programs designed to reduce exposures to loss.
We continually monitor the progress of resolutions and report those results back to the client. As data indicates solutions are at hand, the review phase will outline new and significant problem needs and begin the process anew.
Some of the tools utilized by McNeil & Company to carry out the risk managment process include the following:
RISK MANAGEMENT CONSULATION SERVICES
Information obtained about the client’s operations including procedures, loss history, accident investigation procedures, current risk management safety efforts and management controls are reviewed and compared to industry standards.
We constantly scan the media for salient information crucial to the specific needs of our clients and when important information is found, it is disseminated to our clients via Bulletins, training classes and Internet messages.
TRAINING AND EDUCATION
An operational mainstay, this type of risk management tool is a refreshing and important difference from traditional insurance company approaches. Training classes, such as Emergency Vehicle Driving, INTERACT, Sexual Harassment, EMS Risk Management and others, help our clients recognize and prevent risk exposures.
Proper policies and guidelines such as driver selection criteria, vehicle operation and anti-discrimination policies may mean the difference between safe and lawful operations and disaster. They may be used as a blueprint for task completion in a safe and lawful manner, reducing accidents and exposure to liability as well.