Coverages (WildPRO)
The Property policy available with WildPro provides coverage, either on a replacement cost or actual cash value basis, for loss of or damage to your Real Property (buildings) and Business Personal Property. Business Income and Extra Expense coverage are also available. Various coverage extensions are provided, including:
- Newly Acquired Property
- Non-Owned Detached Trailers
- Outdoor Property
- Off-Premises Property
- Valuable Papers, Software and Data
- Property of Others
- Property in Transit
WildPro Commercial General Liability coverage is designed to protect your business when a third party is injured or their property damaged as a result of a non-auto-related occurrence. The limits of insurance provided apply to actual payments that the company makes to claimants. Costs incurred for claim defense, such as court costs and attorney fees, are not part of the limit of insurance. Limits of Insurance include:
- General Aggregate Limit
- Products and Completed Operations Aggregate Limit
- Each Occurrence Limit
- Personal and Advertising Injury Limit
- Fire Damage Limit
- Medical Payments Limit
Commercial Crime coverage can be provided through our WildPro policy for the following exposures:
- Employee Theft – Blanket or Position Schedule
- Forgery or Alteration
- Theft of Money and Securities
The Business Automobile coverage can protect your organization from potential lawsuits arising from motor vehicle accidents. Coverage can also be provided for damage to vehicles. Available coverage options include:
- Liability Coverage
- No Fault / Personal Injury Protection
- Medical Payments Coverage
- Uninsured / Underinsured Motorists Coverage
- Physical Damage Coverage including Comprehensive and Collision
Commercial Inland Marine coverage is available for direct physical loss or damage to various machinery, equipment and tools used in your daily operations. Options include:
- Contractors Equipment – scheduled machinery and equipment
- Miscellaneous Tools – blanket limit of insurance
- Employees Tools – blanket limit of insurance
- Computer Equipment and Software – blanket limit of insurance for each
The Excess Liability policy is designed to provide extra limits of insurance above those primary limits included on your underlying policies. It covers damages and legal defense costs you incur if the coverage under the primary policies is used up or exhausted. If provided by your primary policy, excess limits can be provided for the following:
- Commercial General Liability
- Business Automobile Liability
WildPRO Cyber Liability coverage is available for the following exposures:
- Network Security and Privacy Liability
- Media Liability
- Data Incident Response Expenses
- Business Interruption Coverage