We are who we insure

  • McNeil & Company’s ARTISAN CONTRACTORS general liability coverages are designed for small to medium-sized Residential and Commercial Subcontractors. Between “in-house” programs and binding/brokerage markets, McNeil & Company has the products and capacity to insure a broad variety of construction risks. We are also able to offer “project specific” policies. The coverages are being underwritten by A.M. Best Rated “A-” to “A+” (Excellent) (Admitted & Non-admitted) Insurance Carriers.

    – ISO CGL Occurrence Form or Manuscript GL Forms
    – Rating Basis: $1,000 of Gross Receipts
    – ISO Equivalent Additional Insured Endorsements (Available for Qualifying
    – Primary/Non-Contributory (available)
    – Blanket Additional Insured (available)
    – New Ventures (with proven experience)
    – Past Products Exclusion Removal (for qualifying Contractors/Classes)
    – Waiver of Subrogation-Scheduled or Blanket (available)
    – Designated Construction Projects-General Aggregate Limit-Scheduled or
    Blanket available)
    – Condo/Townhome Repair Work allowed for many classifications
    – No GL Deductibles
    – Tract Work Coverage (available to qualifying Contractors/Classes)

    • Coverage/Limits

      General Liability:
      – $1,000,000 Occurrence
      – $2,000,000 General Aggregate (not including Products/Completed
      – $2,000,000 Products/Completed Operations
      – $1,000,000 Personal & Advertising Injury
      – $5,000 Medial Expense (available)
      – $ 300,000 Damage to Premises Rented to You

      – McNeil & Co’s Contractors’ Supplemental Application*
      – Acord 125 – Commercial Insurance Application
      – Acord 126 – Commercial General Liability Section
      – Four (4) years hard copy company loss runs
      – Three (3) years of premium information (exposures/premiums/insurer)
      – Owner’s resume for new ventures

      *Various carriers require their own applications prior to “binding”. Please see your McNeil Underwriter for required applications.

    • E-Learning


      E-Learning Copy

      Our E-Learning platform is available 24/7 to meet the needs of the student. These online courses are offered free of charge to our insureds. Additional classes are being developed on a regular basis, so check back often to see new opportunities.
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    • Our Programs


      Our Programs

      We offer some of the most comprehensive insurance coverages in the industry. Let us propose a customized insurance package for your organization.
    • Questions?



      Have questions about your policy, want more info on our programs or need to be put in touch with a local agent? Contact us today and we'll be glad to assist you!
    • Contact Us


      Contact Us



      67 Main St
      Cortland, NY13045