We are who we insure
McNeil & Company’s ARTISAN CONTRACTORS general liability coverages are designed for small to medium-sized Residential and Commercial Subcontractors. Between “in-house” programs and binding/brokerage markets, McNeil & Company has the products and capacity to insure a broad variety of construction risks. We are also able to offer “project specific” policies. The coverages are being underwritten by A.M. Best Rated “A-” to “A+” (Excellent) (Admitted & Non-admitted) Insurance Carriers.
COVERAGE FEATURES:
– ISO CGL Occurrence Form or Manuscript GL Forms
– Rating Basis: $1,000 of Gross Receipts
– ISO Equivalent Additional Insured Endorsements (Available for Qualifying
Risks)
– Primary/Non-Contributory (available)
– Blanket Additional Insured (available)
– New Ventures (with proven experience)
– Past Products Exclusion Removal (for qualifying Contractors/Classes)
– Waiver of Subrogation-Scheduled or Blanket (available)
– Designated Construction Projects-General Aggregate Limit-Scheduled or
Blanket available)
– Condo/Townhome Repair Work allowed for many classifications
– No GL Deductibles
– Tract Work Coverage (available to qualifying Contractors/Classes)Coverage/Limits
General Liability:
– $1,000,000 Occurrence
– $2,000,000 General Aggregate (not including Products/Completed
Operations)
– $2,000,000 Products/Completed Operations
– $1,000,000 Personal & Advertising Injury
– $5,000 Medial Expense (available)
– $ 300,000 Damage to Premises Rented to YouSUBMISSION REQUIREMENTS:
– McNeil & Co’s Contractors’ Supplemental Application*
– Acord 125 – Commercial Insurance Application
– Acord 126 – Commercial General Liability Section
– Four (4) years hard copy company loss runs
– Three (3) years of premium information (exposures/premiums/insurer)
– Owner’s resume for new ventures*Various carriers require their own applications prior to “binding”. Please see your McNeil Underwriter for required applications.