Cyber threats affect all types of entities including emergency services organizations. Our NetSafe 2.0 coverages and risk management offerings are designed to help you prepare for potential threats and mitigate the risks associated with cyber attacks.

Description of Coverages

Network Security and Privacy Liability Coverage

This is a third-party coverage that pays on behalf of your organization all sums you become legally obligated to pay as a result of claims arising from a Network Security Breach or Privacy Violation.

Data Incident Response Expense Coverage

This is a first-party coverage that pays Data Incident Response Expenses incurred by your organization that result directly from a Network Security Breach or Privacy Violation.

Cyber Extortion Coverage

This is a first-party coverage that pays costs incurred by your organization that result directly from a Security Threat, a threat to commit an intentional attack against your computer system, or Privacy Threat, a threat to unlawfully use or disclose private information taken from you, for the purpose of demanding money, securities, or other property.

Optional Coverages

Media Liability Coverage

This is a third-party coverage that pays on behalf of your organization all sums you become legally obligated to pay as a result of claims due to wrongful acts arising from your Media Activities. Media Activities means the publishing, dissemination, releasing, gathering, transmission, production, webcasting, or other distribution of Media Content.

Business Interruption Coverage

This is a first-party coverage that pays for loss your organization incurs due to Business Interruption, an interruption or suspension of your business, as a direct result of a Network Security Breach.

No organization can risk the threat of a cyber loss. ESIP can help your organization mitigate risks and cover exposures with our comprehensive insurance offerings.

For a full description of coverages and definitions, please download our NetSafe 2.0 Cyber Liability Insurance flyer.