• Contact Us

      Cortland, New York Office
      Address:  67 Main St
      PO Box 5670
      Cortland, NY 13045
      Phone:  800.822.3747
      Fax:607.756.5051 (Underwriting)
      Fax:607.756.5967 (Claims Services)
      info@mcneilandcompany.com
      Denver, Colorado Office
      Address:  1331 17th Street
      Suite 810
      Denver, CO 80202
      Phone:  800.822.3747
      Fax:607.756.5051 (Underwriting)
      info@mcneilandcompany.com
      Petaluma, California Office
      Address:  1310 Redwood Way
      Suite 210
      Petaluma, CA 94954
      Phone:  888.814.4447
      Fax:760.423.1050
      info@mcneilandcompany.com
  • Coverages

    McNeil & Company 5:11 pm

    Property
    Commercial General Liability
    Employee Benefits Liability
    Business Automobile
    Garage
    Commercial Inland Marine
    Umbrella/Excess Liability


    PROPERTY
    The FireWatch Property policy provides coverage for loss of or damage to your Real Property (buildings) and Business Personal Property, normally provided on a Replacement Cost basis. Business Income and Extra Expense coverage are also available, along with additional coverage features including:

    • Computers and Communications Equipment
    • Valuable Papers, Software and Data
    • Accounts Receivable
    • Newly Acquired Property
    • Property in Transit
    • Property Off Premises
    • Money and Securities


    COMMERCIAL GENERAL LIABILITY
    Our Commercial General Liability policy is designed to protect your business when a third party is injured or their property is damaged as a result of your action or inaction. Our program goes beyond a standard commercial policy with coverage benefits including:

    • Alarm Contractors Errors and Omissions – Protecting against damages that may arise out of errors in system design, installation, testing, inspection or repair
    • Fire Suppression Contractors Errors and Omissions – Protecting against damages that may arise out of errors in system design, installation, testing, inspection or repair
    • Blanket Additional Insured*
    • Waiver of Subrogation*

    *Not available in all states.

    EMPLOYEE BENEFITS LIABILITY
    Designed to protect your business from exposures related to the administration of various types of employee benefit programs, our policy provides unparalleled coverage for litigation stemming from such accusations as:

    • Failure to Enroll Participants
    • Improper Calculation of Benefits
    • Wrongful Termination of Benefits
    • Improper Processing of Claims


    CRIME
    Commercial Crime coverage can be provided for the following exposures:

    • Employee Theft – Blanket or Position Schedule
    • Forgery or Alteration
    • Theft of Money and Securities


    BUSINESS AUTOMOBILE
    The FireWatch Business Automobile policy is designed to protect your business from potential lawsuits arising from motor vehicle accidents. Coverage is also available to cover damage to your vehicles, along with additional options including:

    • Liability Coverage
    • No Fault/Personal Injury Protection
    • Medical Payments Coverage
    • Uninsured/Underinsured Motorists Coverage
    • Physical Damage Coverage including Comprehensive and Collision


    GARAGE
    Our Garage policy is designed to provide complete insurance protection for the garage operations of fire apparatus dealers and distributors. Coverage is available for legal liability and for damage to vehicles. Available options include:

    • Garage Liability Coverage
    • No Fault/Personal Injury Protection
    • Medical Payments Coverage
    • Uninsured/Underinsured Motorists Coverage
    • Physical Damage Coverage including Comprehensive and Collision
    • Legal Liability including Comprehensive and Collision
    • Dealers Drive Away Coverage


    COMMERCIAL INLAND MARINE
    FireWatch offers coverage for direct physical loss or damage to various property, machinery, equipment and tools used in your daily operations. Available options include:

    • Installation Floater (property awaiting installation) – blanket limit of insurance or site specific coverage
    • Contractors’ Equipment – scheduled machinery and equipment
    • Miscellaneous Tools – blanket limit of insurance
    • Employees Tools – blanket limit of insurance
    • Computer Equipment and Software – blanket limit of insurance for each


    UMBRELLA/EXCESS LIABILITY
    The FireWatch Umbrella/Excess Liability policy is designed to provide extra limits of insurance above the primary limits included on your underlying policies. It also covers damages and legal defense costs you incur if the coverage under the primary policies is used up or exhausted. If offered by your primary policy, excess limits can be provided for the following:

    • Commercial General Liability including Errors and Omissions
    • Employee Benefits Liability
    • Automobile Liability
    • Garage Liability
    • Employers Liability
  • E-Learning

     

    E-Learning Copy

    Our E-Learning platform is available 24/7 to meet the needs of the student. These online courses are offered free of charge to our insureds. Additional classes are being developed on a regular basis, so check back often to see new opportunities.
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  • Our Programs

     

    Our Programs

    We offer some of the most comprehensive insurance coverages in the industry. Let us propose a customized insurance package for your organization.
  • Questions?

     

    Questions

    Have questions about your policy, want more info on our programs or need to be put in touch with a local agent? Contact us today and we'll be glad to assist you!
  • Contact Us

     

    Contact Us

    800.822.3747

    info@mcneilandcompany.com

    20 Church St
    Cortland, NY13045