Back to School with McNeil: Welcome to the Classroom – Let’s Talk About HOMed

August marks the Back to School season—and here at McNeil, we’re taking that spirit of learning into the world of business protection. Welcome to the McNeil Classroom, where today’s lesson is focused on a program designed specifically for the Home and Durable Medical Equipment industry: HOMed.

Whether you’re a dealer, distributor, or running an orthotic & prosthetic (O&P) facility, the HME/DME world is unlike any other. The work is critical, the regulations are complex, and the risks are unique. That’s why McNeil created HOMed, a comprehensive insurance and risk management program that understands the demands of your industry—because it was built by professionals who’ve worked in it.

Insurance Built from the Inside Out

At McNeil, we pride ourselves on designing insurance programs from the inside out. HOMed isn’t just another generic insurance package—it’s built by people who live and breathe HME, DME, and O&P. That insider perspective means we don’t just understand the industry—we anticipate its challenges.

From complex logistics to equipment handling and patient care responsibilities, every part of your business comes with potential exposures. HOMed is here to help you manage those risks, stay compliant, and keep your business moving forward.

Tailored Coverage for Your Business

No two businesses are exactly alike. That’s why HOMed offers a flexible, tailored insurance package that can include:

• Property Insurance
• Commercial General Liability
• Business Automobile
• Crime Insurance
• Employee Benefits Liability
• Excess Liability
• Cyber Liability

Whether you’re managing a warehouse full of equipment, operating a delivery fleet, or handling sensitive patient data, HOMed provides the specialized coverage you need to stay protected.

More Than Insurance: Risk Management That Works

Insurance is just one piece of the puzzle. What sets HOMed apart is our proactive approach to risk management. We don’t wait for issues to happen—we help you prevent them. Our clients gain access to a full suite of services that can help reduce claims, minimize downtime, and save money over time.

These services include:

• On-site and virtual risk assessments
• Customized employee training
• Compliance education

We’ve worked with experts in medical equipment and orthotics/prosthetics to build training content that addresses the real challenges your employees face daily.

Learn Anytime with HOMed E-Learning

Through our online training platform, HOMed insureds get 24/7 access to industry-specific training courses and compliance modules. This e-learning resource allows your team to learn at their own pace while helping you track progress and completion—at no additional cost.

Who Is HOMed For?

Eligible businesses include:

• Home Medical Equipment (HME) Dealers & Distributors
• Durable Medical Equipment (DME) Providers
• Medical Equipment Distributors
• Orthotic & Prosthetic (O&P) Facilities

This August, as everyone heads back to school, make sure your business is getting the education and protection it needs, too. With HOMed, you’re not just getting insurance—you’re gaining a partner that understands your business inside and out.

Ready to get started? Class is in session—and HOMed is here to help your business graduate to smarter protection.