We are who we insure

  • claims

    Contact Us

     
    • Contact Us

      Cortland, New York Office
      Address:  67 Main St
      PO Box 5670
      Cortland, NY 13045
      Phone:  800.822.3747
      Fax:607.756.5051 (Underwriting)
      Fax:607.756.5967 (Claims Services)
      info@mcneilandcompany.com
      Denver, Colorado Office
      Address:  1331 17th Street
      Suite 810
      Denver, CO 80202
      Phone:  800.822.3747
      Fax:607.756.5051 (Underwriting)
      info@mcneilandcompany.com
      Petaluma, California Office
      Address:  1310 Redwood Way
      Suite 210
      Petaluma, CA 94954
      Phone:  888.814.4447
      Fax:760.423.1050
      info@mcneilandcompany.com
  • What’s an Insurance Agent’s Role in the Claims Process?

     
    Print McNeil & Company 10:46 am

    In the insurance industry, claims are inevitable. One day you’re going to receive a call from a client saying there’s been an incident and they need to know what to do next. Will you be prepared when they do? Although the insurance company manages the claim, independent agents often are the point of contact for insureds and play a crucial role in the claims process.

    Before a Claim Occurs

    The best insurance agents get out ahead of claims and help their clients mitigate risk before an incident occurs. The first step is digging deeper into the insureds exposures and ensuring that there aren’t any gaps in their coverage. Dealing with a claim is stressful enough without discovering that it’s not a covered loss. You can also help your clients mitigate risk by providing them with loss control policies and procedures to implement. McNeil & Co.’s Risk Management team is constantly updating our available resources and E-Learning courses to help promote safety and reduce losses (You can contact our Risk Management team at losscontrol@mcneilandcompany.com or 800-822-3747 ext. 176).

    During the Claims Process

    Mitigating risk can help reduce the likelihood of losses, but accidents still happen. Throughout the claims process, your clients will likely have plenty of questions and concerns. Common inquiries may include:

    • How do I file a claim?
    • Who will evaluate the loss?
    • How long will the process take?

    There aren’t universal answers to these questions, so make sure you stay on top of the procedures for each of the carriers in your office. McNeil & Co. has an in-house claims department that will process losses, allowing for a one-stop shop for personalized service and support for your clients. By logging on to our Agent Area platform, appointed agents can access their policyholders’ claims information in real-time, including: Claim Number, Status, Principal Claimant, Date of Loss, Date Reported, Claims Description, Adjuster & Total Losses Incurred. Keeping your clients informed throughout the claims process can help ease any concerns they may have and can strengthen your relationship in the end.

    Speaking of client relationships…

    Customer Relationship Management in Claims

    As you know, relationship building is essential to an insurance agent’s success. This is never more evident than when a client must deal with a claim. Although you aren’t the one who processes the claim, to your customer’s you are the face of the insurance company. A lengthy or difficult claim can create a tenuous strain on the relationship you’ve developed by working closely with your insureds. You can counteract some of these potential issues by directing your clients to the appropriate contacts and providing advice as you guide them through the claims process. Displaying that extra care and effort during potentially difficult circumstances can strengthen your existing relationships and may even lead to client referrals that generates new business.

    By: Tim Woitach

    Visit our Claims page for more information on our in-house claims department.

  • E-Learning

     

    E-Learning Copy

    Our E-Learning platform is available 24/7 to meet the needs of the student. These online courses are offered free of charge to our insureds. Additional classes are being developed on a regular basis, so check back often to see new opportunities.
    Login Demo Register
  • Our Programs

     

    Our Programs

    We offer some of the most comprehensive insurance coverages in the industry. Let us propose a customized insurance package for your organization.
  • Questions?

     

    Questions

    Have questions about your policy, want more info on our programs or need to be put in touch with a local agent? Contact us today and we'll be glad to assist you!
  • Contact Us

     

    Contact Us

    800.822.3747

    info@mcneilandcompany.com

    67 Main St
    Cortland, NY13045